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Deposit guide

How much deposit can a landlord legally ask for in Spain?

Short version: one month is the standard, three months is the absolute ceiling. Here is what counts as deposit, what does not, and what to do if you were overcharged.

Updated 6 August 2026 · 6 min read

How much deposit can a landlord legally ask for in Spain?

You have found a flat, you are ready to sign, and then comes the number. Two months' deposit. Sometimes three. Maybe an "extra guarantee" on top. It feels like a lot, and you have no idea whether it is normal or whether you are being taken advantage of. So before you transfer a penny, here is exactly what Spanish law allows.

The one-month rule: the fianza

The core deposit in Spain is called the fianza, and for a residential rental (a vivienda), the law sets it at one month's rent. This is written into the Ley de Arrendamientos Urbanos (the LAU). One month. That is the standard, legally defined deposit that your landlord must eventually return to you at the end of the tenancy.

The fianza is not a fee or a payment. It is your money, held as security, and it comes back to you (minus any genuine, evidenced deductions) when you leave.

The additional guarantee: up to two more months

On top of the one-month fianza, a landlord is allowed to ask for an additional guarantee, and this is capped at two months' rent for standard residential tenancies. This extra guarantee exists to give the landlord a bit more security, and it is legal, within that limit.

So when you add it up:

  • One month obligatory fianza, plus
  • Up to two months additional guarantee
  • Three months' rent, total maximum in deposit-type money upfront

That is the ceiling for a normal residential rental. If a landlord or agency is asking for more than the equivalent of three months as a deposit or guarantee, that is a red flag worth questioning before you sign.

What about all the other things they ask for?

Alongside the deposit, you will often see the first month's rent requested upfront, which is normal (it is rent, not deposit). Agencies used to charge tenants their own commission too, though the rules on who pays agency fees have tightened in recent years, generally shifting that cost onto the landlord. If an agency is loading fees onto you, it is worth checking whether that is actually permitted.

The distinction that matters: rent is rent, and deposit is deposit. The three-month cap applies to the deposit and guarantee, not to legitimate upfront rent.

Where does your deposit actually go?

Here is something most tenants never realise. In many regions, your landlord is legally required to deposit your fianza with an official regional body (for example IVIMA in the Madrid region, or INCASOL in Catalonia). A lot of landlords skip this, often to keep the arrangement off the books.

Why does this matter to you? Because a landlord who did not meet their own legal obligation to register your deposit is in a weaker position when it comes to keeping it. It can quietly become leverage in your favour if a dispute ever arises.

What to do if you think you were overcharged

If you have already paid more than three months as a deposit, or you were charged fees that should not have landed on you, you are not stuck with it:

  • Check your contract and receipts to see exactly what was labelled as deposit, guarantee, rent, and fees.
  • Raise it in writing with the landlord or agency, referencing the legal limits.
  • If they refuse to correct it, formally demand it back, with a deadline. A burofax gives that demand real weight.

Overpaid deposit money is still your money, and the same tools that recover a withheld deposit at the end of a tenancy can recover an unlawful overcharge.

Not sure if you were charged fairly? Let us look

If you suspect you have been asked for too much, or you are trying to claw back a deposit that was inflated in the first place, we can help you act on it correctly.

Deposit Recovery Spain assesses your situation, drafts your demand in correct legal Spanish, sends it as a certified burofax through Correos with full proof, and guides you through what comes next. Every case reviewed by a Spanish abogado.

One flat fee. No hourly lawyers. No Spanish required.

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If everything you were charged was above board, we'll tell you honestly.

This article is general information about the deposit rules in Spain and is not legal advice. Deposit Recovery Spain is a document-preparation and process-guidance service, not a law firm.

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  • We assess your situation and tell you honestly whether you have a strong case
  • We prepare your demand in correct, court-ready legal Spanish
  • We send it as a certified burofax through Correos, and return full proof of delivery and contents to you
  • We guide you through exactly what to do next if they still do not pay
  • Every case is reviewed by a Spanish abogado

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This article is general information about the deposit-recovery process in Spain and is not legal advice. Deposit Recovery Spain is a document-preparation and process-guidance service, not a law firm.